What is covered:
- Accidental loss or damage, including theft or malicious damage
- Recovery and delivery to your home/repairers
Not covered:
- Amount of any excess shown in your schedule
- Loss or damage while the trailor is being used for your business, job, profession or for hire and reward
- Damage to tyres by puncture cuts or bursts
- Any loss insured elsewhere
- Loss or damage to contents other than accessories
- Loss of horse trailer through deception
- Loss of trailer from a locked building unless involving forced entry or exit from the premises
- Loss of the trailer by theft other than from a locked building unless protected by a wheel clamp or other security device acceptable to us
Legal Liability:
What is covered:
- We will insure you against your legal liability as owner of the horse trailer up to €1,500,000 for any one accident or series of accidents (inclusive of all damages, costs and expenses incurred within our written consent)
- We will provide this cover for liability arising from: Accidental bodily injury including death or illness, or accidental damage to property happening within the geographical limits.
Not covered:
- Liability arising from:
- Loss or damage to property belonging to, held in trust, or controlled by you
- Your job, business, profession or for hire and reward
- Injury (including death or illness) to you or any person employed by you
- Any vehicle towing/transporting the horse trailer
- An agreement you have made unless you would have been liable even without the agreement
